My South Africa Payday
Personal Loans in Cape Town

Payday lending has become very different over the years.
If you need funds, but are being turned down by the bigger lenders then talk to us.
This lets us grant loans to more potential customers while not sacrificing user experience.
At My South Africa Payday we are committed to being fast, but we are also committed to human verification.
This means many people who should qualify for a loan do not, leaving them with few options.
Most online lenders now use automated credit verification systems that, while fast and cheap, do not allow humans to make any decisions.
We won't treat you like a faceless number, and we will give your application the serious look that it deserves.

Our goal is to service people's short term credit needs without being difficult or unpleasant to deal with. We all have enough trouble in our lives, and we don't want to add to that. People don't want to spend their time in lineups or talking to customer service people. We understand this, and that's why we make it our job to get you your money as fast as is humanly possible. Too many business see their customers as nothing more than numbers. At My South Africa Payday we believe in building relationships with our customers. This means a completely different approach to customer satisfaction than most payday lenders employ. For the service we are offering, our rates match the competition. There's no reason to go elsewhere, and plenty of reasons to go with us. Easy to work with Think of us less like a cranky banker and more like a friend who's there to help you out in a tight spot. Takes only a moment Nothing can be more convenient than applying right from the computer that you're sitting at right now and having funds put directly into your bank account. It's much better than going to a payday loan store, filling out paperwork, standing in a lineup, getting cash, going to your bank and finally depositing the money. You don't want to borrow more than you can afford to pay back at once. If your repayment will leave you high and dry, then you are borrowing too much and you should be looking for a different sort of funding source to deal with your cashflow problems. A cash advance should preferably be less than 30% of your paycheque. Applying for one of our loans takes just few minutes. There are eight other provinces along with Gauteng in South Africa, and this one was created out of the former Transvaal Province following the 1994 elections that included every race for the first time. What you must do to begin with is to be certain that you have a minimum of 5 minutes to spare. Indeed, the application just involves 5 minutes to finish as well as return to our business for approval. If you want to secure a personal loan via our company, that much will do. We at present recognize occupation wages only, yet our organization may accept pension plan earnings at some future point. Last of all, you simply must provide verification of a personal savings or perhaps even bank checking account that is certainly in operation. This is very important since it gives a location to deposit your cash, in addition to showing you have the necessary income to settle the cash when it is due.