Do you need to borrow money? Find the best personal loan in Cape Town
When you are having financial problems and need money for different payments, you may think of getting a personal loan. Before applying for a loan, you must think of the actual need of it. Important banks in Cape Town are advising to stop getting personal loans with bad credit for unnecesary things.
It is still possible to get a loan with poor credit though, thanks to the best personal loan companies in Cape Town.
Get to know the likelyhood of getting a loan by looking at your credit score.
Loan lenders in Cape Town will always analize the risk of lending you money. They obviously need to be sure about your capacity to pay it back. For this, they use a credit score. The higher it is, the more likely you are of getting the best loan deals.
How is my credit score determined?
- They will check whether you fully paid on time other loans.
- They will considere you a risky client if you already owe important quantities of money.
- They will take into account your experience managing debts.
- They check the kind of credit you already have. For example whether it is a credit card loan or mortage.
- They will pay attention to how often you’ve been applying for a new loan. If you have applyied too many times in short time, it lows your credit score.
How to get personal loans for bad credit in Cape Town
Basically, you need to improve it and we’re telling you how.
- Do not apply for credit to get unnecesary ítems.
- Obtain one free credit cards report and start paying the ones with the highest balance.
- Try to pay credit cards and bills on time every month.
- Study all other alternatives before foreclosure or asking for bankruptcy protection.
Where to find the best personal loan companies in Cape Town
In Infoisinfo we know how difficult can be to get loans for bad credit history or an emergency loan. That is why we’ve prepared a list for you with the best loan companies in Cape Town. They will help you out and find the best financial solution for you. You will also find phone numbers, adress and reviews from other clients.
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The 10 Best Personal Loans Companies in Cape Town
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1 - SALO (PTY)Ltd. - Cape Town
Triangle farm, Bellville. Cape Town. Western Cape. 7530
Let SALO originate a loan for you. We loan up to R100 000.00 for all credit profiles. We assist with insurance, home loan, mobile phones, bond or vehicle finance application and many…
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2 - My South Africa Payday - Cape Town
The Colosseum. Cape Town. Western Cape. 7441
Payday lending has become very different over the years. If you need funds, but are being turned down by the bigger lenders then talk to us. This lets us grant loans to more…
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3 - Credit Matters - Cape Town
501 Pier House 13-17 Heerengracht Street Foreshore. Cape Town. Western Cape. 8001
DEBT COUNSELLINGCredit Matters is the largest debt counselling organisation in South Africa. We will consolidate you monthly payment to your creditors to a lower amount. Get out of…
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4 - SA Cash Loans - Cape Town
7 Polar crescent Shiraz, Brackenfell. Cape Town. Western Cape. 7560
Blacklisted? Need a small loan in a hurry?. Have a bank account into which your salary is deposited electronically. Earn a minimum gross monthly income of R3 000;. Be permanently…
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5 - Bond Busters - Cape Town
6th Floor 33 Church Street. Cape Town. Western Cape. 8001
Bond Busters is an independent SA home loans broker, focused on getting existing Homeowners better interest rates on their home loans. Bond Busters is an independent mortgage broker, with…
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6 - National Debt Advisors - Cape Town
Trangle House. Cape Town. Western Cape. 8001
National Debt Advisors is a ground breaking innovative, reliable and established debt management company who offer Debt Management solutions to its clients, we constantly try to take…
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7 - Real Quick Loans Online - Cape Town
Lockerby Rd Rondebosch East. Cape Town. Western Cape. 7780
Other finance options you can apply for include cellphone and tablet PCs on contract with bad credit, car finance from independent finance companies with bad credit, debt…
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8 - Affordable Loans 4 All - Cape Town
St Andrews Dr G5 Golf Beach Greenways, Strand. Cape Town. Western Cape. 7140
Affordable Loans 4 All is a dedicated loan facilitator company who brings you the personal loans, vehicle loans, business loans and debt consolidation.
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9 - Robert Lyons Financial Services - Cape Town
117 Mitchell Street, Corner Cathedral St, George Central, George, 6529, Camps Bay. Cape Town. Western Cape. 6529
Kindly Contact, Robert Lyons Financial Services. All types of Loans Below - * Project loans * Personal loans * Debt Consolidation Loans * Car loans * Business loans * Education loans…
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10 - Smart Personal Loans - Cape Town
. Cape Town. Western Cape. 8001
Dedicated in the education of personal loans in South Africa. We also provide the ability for an individual to apply for a personal loan. Smart Personal Loans provides all the facts…
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Loans-inc: Online loans and cash loans - Cape Town
jenny lane, Bloubergstrand. Cape Town. Western Cape. 7441
We specialize in easy online loans and cash loans services, that are quick simple and convenient, that will provide you with assistance in your time of financial need. With one of…
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Loan Busters - Cape Town
. Cape Town. Western Cape. 8001
Our automated personal loan system will help you apply for a personal loan within minutes, no need for phone calls or consultations. Same Day Approval, Loans up to R80 000, Quick and…
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Kathlego Cash Loans - Cape Town
. Cape Town. Western Cape. 8000
Whether there is an emergency situation or you just need some extra money now and cannot wait until your next payday, an online payday loan is the perfect solution for you. Kathlego…
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ECOWISE FINANCIAL SERVICE - Cape Town
9 Kings Place 28 Burg Street. Cape Town. Western Cape. 8000
WE GIVE LOAN we can put end to your debt. We assist Blacklisted and Low credit score client. Apply Now *Business Loans *Personal Loans *Home Loans *Consolidation Loan *Car Finance /…
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One Stop Financial Solutions - Cape Town
22 Van Ryneveld Street, Strand. Cape Town. Western Cape. 7140
We offer term personal loans from R3000 to R150000. latest 3 months bank statements, each page to be printed on the bank's letterhead and each page to be bankstamped.4. proof of…
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DEBTCOUNSELLORSSA.COM - Cape Town
, Strand. Cape Town. Western Cape. 7140
What we do is:•Investigate reckless credit (more credit granted after you were already over-indebted)•Speak and negotiate with all your creditors in future.•Draw up a…
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Loans Online South Africa - Cape Town
Cavendish St, Claremont. Cape Town. Western Cape. 7708
We offer loans for bad credit, blacklisted car finance as well as various other finance options. With loan options from R500 to R230,000 and same day approval and pay outs you can find…
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123 Loans (Pty) Ltd. t/a ShowTime Finance - Cape Town
6 Inspan Street, Bellville. Cape Town. Western Cape. 7530
It is our unique relationship with money lenders and brokers in South Africa and our steadfast compliance with the Consumer Protection Act that help make us one of the leading loan…
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Mugemana Group - Cape Town
www.mugemanagroup.co.za. Cape Town. Western Cape. 4068
We are exceptionally risk sensitive and fully compliant to all rules and regulations. All financial products are centrally evaluated, processed and collected. The company is a non…
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Get-Loans - Cape Town
, Claremont. Cape Town. Western Cape. 7708
Looking for a small or large cash loan in South Africa? Get-Loans will help you find easy loans South Africa. Interested, just take a look at the website for more. Need a loan and…
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SA Pay Day - Cape Town
. Cape Town. Western Cape. 7800
Cash Loans. SA PayDay Loans. Then enjoy your day and await your Loan approval decision. We provide a service of finding online loan offers and delivering these to our users. Then enjoy…
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Prestige Financial Solutions - Cape Town
14 Kruskal Avenue, 6th floor, Bellville. Cape Town. Western Cape. 7530
Our trained debt counsellors will help you put together a plan to take back control of your finances so you can live debt free. PRESTIGE FINANCIAL SOLUTIONS understands your…
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Blacklisted Loans South Africa - Cape Town
. Cape Town. Western Cape. 7708
Blacklisted or have a bad credit record and need a loan in South Africa? We offer a wide variety of loan options for people for that blacklisted or have a poor credit record.…
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FINBOND MUTUAL BANK - Cape Town
36 Main Road, Strand. Cape Town. Western Cape. 7140
Personal LoansR 500 - R 20 000 with up to 24 months to repay Benefits of a Finbond Micro Loan include:•Safe and Quick•Fixed monthly installments •No security neededWhat you need to…
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FastnEasy Loans - Cape Town
90 Durban Road Boston Bellville, Bellville. Cape Town. Western Cape. 7530
Our services include. Phones are couriered to your door within 24 hours after approval. Check out our exciting Contract phone deals and use our quick online application form to apply…