Bond Busters
Personal Loans in Cape Town

Bond Busters is an independent SA home loans broker, focused on getting existing Homeowners better interest rates on their home loans.

Bond Busters is an independent mortgage broker, with a focus on getting existing Homeowners better interest rates on their bonds, and releasing equity (profit from increase in value) from their properties. Applying for a Bond or re-mortgaging can be a tedious and timely process. We at Bond Busters will take on the administrative hassle, whilst getting you the best rates available by thoroughly researching all the options according to your specific needs. Dedicated client service is our motto and our aim is to help you save money. Your home is your biggest asset and largest expense. Why not use your home loan to its fullest advantage and reduce your costs at the same time? Debt Busters is our debt councelling and debt management division offering debt councelling as under the National Credit Act, and Debt Management for those who are not over-indebted but are struggling with managing their finances. Insurance Busters This is our insurance division offering both short term insurance and Life insurance. This division is regulated by the Financial Services Board. IDM offers integrated financial consultation to consumers on their debt matters by facilitating intelligent solutions between lenders and borrowers. An unsecured consolidation loan is one where there is no underlying asset (like property) being used as asecurity for the loan. Using an unsecured consolidation loan can be quite costly from an interest rate and monthly payment point of view. These are best suited for smaller debts of under R50,000 and are paid over a shorter period of time. It is best to discuss the various options with your Bond Busters consultant to secure the best consolidation solution for you. An example of a secured consolidation loan is your home loan. Consolidation through your mortgage is only possible if there is available equity. Equity is the difference between the outstanding mortgage loan balance and the market value of the property. The interest rate on the above can range from a few percentage points below prime. If you do not have a clean credit or bank record speak to your Bond Busters consultant about how we can assist you with providing you with a remedy for your record through our Debt Solution offerings. Bond Busters are the only independent mortgage brokers in South Africa. We assist the home owner in securing the best property based debt solution available in South Africa. This will enable you to pay off your debt faster and far cheaper.