IHS Medical Aid Comparisons
Insurance in Cape Town

Whether you are looking for hospital plans, Resolution Health, .
We help you choose the best medical aid plan for your needs from a list of preferred medical aid providers in South Africa such as Discovery Health, at no extra cost, we are able to assist you. Why not use our 20 years of experience as medical aid brokers, day to day cover or dental plans, network plans, Spectramed and Bonitas.
to help you choose the most appropriate medical aid?.

This site provides independent medical aid comparisons on South Africa's leading medical aid plans. At IHS our goal is to help you reduce your medical and financial risk by ensuring you get the best medical aid benefits at the lowest possible medical aid rates. Ensure a healthy future for your children and family with a top South African medical aid provider such as Discovery, Bonitas, Fedhealth or Momentum. Medical aid companies: This section provides a synopsis on our preferred medical aid companies in South Africa. Medical aid comparisons: To help you choose the best medical aid for your situation we have put together comparisons of all our preferred medical aid providers. We will gladly assist you with the decision, do your medical aid quotes and minimise the hassle of your medical aid application. Here is a simple fact-calculated over the past few years, the inflation in medical aid premiums of medical schemes, both open (for the public in general) and closed schemes (private schemes allowing membership only to people employed by certain corporations served by the scheme), has exceeded both the average household inflation in South Africa, as well as the increase in earning power of the household itself. the actual increase in premiums on an annual basis, which in themselves exceed household inflation, to be read in conjunction with. the gradual reduction in benefits within each scheme-this is evidenced by small inflationary increases in some benefits of an inconsequential level, being more than offset by reductions in significant benefits, such as (1) prescribed medicine refunds or (2) in-hospital surgeon or anaesthetist costs measured against benefits payable by the scheme. The logical outcome will be that the affordability of medical aid premiums and therefore the ability of the average household to maintain membership of a scheme will gradually decline, with a disastrous effect on the national economy as well as an increasing drain on the public healthcare system, due to more people not being covered by medical aid schemes. Private healthcare has its own responsibilities in the issue. fraud, by medical practitioners, sometimes in collusion with members. new medical developments, such as improved medication, which have to recover huge research and development costs-ie. administrative ability of schemes and their administrators to control their own medical aid businesses. fraud-this is perpetrated by some practitioners, either on their own or in collusion with medical aid patients. It can be controlled by peer reviews and with information being submitted by all schemes to a central body under the control of CMS. the medical schemes themselves) and government as represented by the Dept. The following matters need to be dealt with by government. making medical aid membership compulsory for all employed people, and forcing inclusion of all their defined dependants. Although required solvency levels of 25% of the premium income has been established and is constantly subject to objection, it could be argued this is not an issue that needs urgent revision. growth in proportion to their size and because of their market visibility. One of the suggested solutions to deal with cost escalations of the medical aid industry is the introduction of lower cost options funded by members on the basis of salary levels. This means that members who earn more will pay higher premiums to the scheme for the same benefits, under these options.