My Bond Quotes
Loan in Cape Town

My Bond Quotes provides access to Ooba Bonds, a leading South African bond originators' bond calculators, mortgage affordability calculators and a wealth of bond information and home buying tips.

Comparing bond quotes upfront will not only allow you to budget properly, but will also enable you to get the best bond amount at the most competitive home loan interest rate. NB: Always bear in mind that South African bond originators are legally required to use an affordability calculation formula that protects the prospective homebuyer. mybondquotes.co.za is not a financial services provider. It is of utmost importance that you make use of a well reputed real estate agent, whether you are the seller or the buyer. We have seen many unhappy people because they did not make use of a proper agent. The first job of an estate agent is to help the potential seller to set an achievable market related offer on the property. A lot of South African sellers are expecting way over market related offers on their properties. It is the agent’s duty to investigate the current selling price of similar homes in the same area, and also the sales history of similar properties. Estate agents should do a thorough investigation on the property. A well reputed agent should do a Comparative Market Analysis on the property, if you find that he is to busy or has a lot of excuses then you should change estate agents as soon as possible. Good real estate companies will give their staff training on how to do the analysis and how to put it in writing for the client to understand. You should also make sure that the agent does the advertising as you agreed. The mediums and the budget should be discussed and followed. The agent should also be able to advertise the property on a national level, which is why it is always better to make use of a big estate company; they have already a big following in the South African market and will get you a lot of exposure. A good agent will also make sure that the home is in good viewing order for the public. The agent should advise you on factor which might push up the value of the property, whether you need to upgrade the garden, interior, and security etc. They should also assist and be present at show days. When it comes to price negotiating, then the agent should keep it calm and relaxed. They will avoid any uncomfortable vibes at all costs, backing their arguments with hard facts; where as a bad agent will be short tempered, causing one of the two parties to walk out on the deal. A proper real estate agent will assist the seller and the buyer with the moving. They should give them proper references of good movers, so that the process can be completed at a good price and with no hassles. Discover how we will compare quotes from all major banks in South Africa to get you the best deal today.