Stabilita Risk and Planning Consultants
Insurance in Cape Town

This includes insurance, assurance, medical aid and financial planning. Stabilita, covers all your risk, a licenced independent financial service provider, insurance and financial planning needs.

STABILITA Risk and Planning Consultants is an independent, licensed Financial Service Provider. We hold contracts with South Africa’s major insurance companies to offer you a suite of products that will provide for all your insurance needs. Our products and services are designed to cover all your insurance needs. When choosing a suitable medical aid option, there are various factors to consider addressing your specific needs. As a healthy family, you might only want to protect yourself against large unforeseen hospitalization costs, or you might have a need for extensive day to day cover as well. There are a multitude of plans available to clients at different pricing structures. There are Network plans that limit your choice of providers, versus the freedom to use any provider. One of the key factors that differentiate these plans are the different rates that the Medical Aid plan pays versus the actual rate that the doctor charges. Gap Cover compliments your medical aid and pays the difference between the medical aid rate and the actual in hospital cost. We conduct a thorough analysis of different Medical Schemes/Plan Options to best suit our clients’ needs. We act as your intermediary and your submission of documents to the medical and any queries you have can be channeled through us. We help you understand (and train you where applicable) on how your wellness program integrates with your Health plan.