The Financial Coach
Insurance in Cape Town

If you're looking for a Financial Coach. Since then, they have built a solid financial planning business based on long-term relationships and 'value for money' principles. He worked at various companies before leaving the corporate world with a business partner to set up their own financial planning practice in March 2000. If you're needing someone to work with you to better understand and manage your money, please contact us. The Financial Coach' has been involved in the financial services industry since April 1996. They have a substantial and loyal client base with more than R400million in assets under management.

They include: instruct, teach, tutor, educate, up-skill, guide, train and many more. Perhaps the most appropriate understanding of what we do at The Financial Coach is giving professional advice on how to attain your financial goals. For most of our clients, this process includes holistic personal financial planning where we identify and address the financial risks that they face. We aim to be a one-stop-destination for our client’s financial needs and where we don’t possess the necessary skills we work with other professionals who do. This enables us to assist clients with their short term insurance, medical aids, wills and tax returns as well. This could take the form of a one-off or a series of consultations. Financial Planning Usually this involves the preparation of a financial plan for the client. The plan will identify areas of financial risk and propose solutions to these. And it is different for everyone, but as a rule, from a financial planner’s point of view, it is about objective (measurable) advice that results in a plan to manage current and achieve future financial needs and goals. These come right at the very end of the process and could be used to flesh out the plan. It is also quite possible that the plan identifies that no products are needed or appropriate. It is also about simplifying (unnecessarily) complex products that appear to have been designed to avoid anyone understanding the real costs and risks involved. We also believe that almost everyone could do their own financial planning. It’s a bit like fixing the plumbing at home: you either buy the tools and the manual and spend the time and energy doing it (possibly making it worse) or you call the plumber. Investment Planning Most investors (and many of the regulators) tend to have a very narrow understanding of risk; to them, it’s all about the volatility of an investment or asset class (the up and down risk). In our opinion (and experience) this is too one-dimensional because it excludes so many other measures of risk such as inflation, interest rates, currency, politics and timing. Rather, it is our view that the aim of any investment strategy should be to match the appropriate asset allocation (funds) to the investor’s needs and time horizon. Investors also need to be reminded that investment takes time and given sufficient time, most investments will produce the expected returns. In addition to this we submit annual and provisional tax returns (via SARS filing system) for a significant number of our clients as part of the all-in service that we offer.