Zero Debt
Legal in Cape Town

Free callback service on our website!. Consolidate all your debt into one affordable monthly repayment and protect your assets from repossession by creditors.
Once debt free, we’ll issue your debt clearance certificate & remove you from all credit bureaus.
We are NCR registered – 95% of our clients become debt free within 36 to 60 months.
Keep your house, vehicle and other assets – full legal protection as per National Credit Act.
We reduce all your interest rates significantly!.
No more calls from creditors & debt collectors – saving you time and having them phone us!.
Pay only what you can afford – retain sufficient funds for your monthly living expenses.
We consolidate your debt repayments into one affordable monthly instalment.
Contact us today for a free debt assessment.

It was an absolute pleasure liaising with her during this process, clearly showing her expertise in her field. It is very clear that you adhere to a strict code of conduct and a high standard of professionalism. She has been very helpful and provided further guidance in handling these kind of measures should they occur in future. It is good having her in your business, she is a life saviour. Zero Debt is one of the leading debt solution companies in South Africa! You determine what you can afford & retain sufficient funds for your living expenses. We can help you even if you are over-indebted, blacklisted or have a bad credit record. Below is an example of how we can reduce your monthly debt repayments into a single, consolidated repayment amount for all your debt. We also protected his assets from repossession and took control of all of his dealings with credit providers and their debt collectors. Zero Debt is a professional debt solution company with an impeccable track record and years of experience in assisting thousands of South Africans with their debt problems. We offer the complete range of debt solution services and provide our clients with the personal attention that their unique circumstances deserve. We believe in providing our clients with the personal attention that they deserve. Our entire team will be at your disposal and will go the extra mile to look after your interests. All our debt consultants are experienced in negotiating the best deal for you. We frequently deal with all the major credit providers and have had great success in reducing our clients’ monthly debt repayment amounts. We follow an easy process to help create the most suitable debt plan for your unique circumstances and we’ll guide you through this process every step of the way! We’ve been assisting over-indebted consumers for more than 5 years and are one of the most experienced debt solution companies in the industry! Simply complete our Callback Form and a debt consultant will phone you back at your convenience! Why debt consolidation is the best option for over indebted consumers. But when it comes to debt review, when is it too late to apply? The habit of reckless lending from major credit providers is still prevalent. We’ve seen this in the recent headlines with a well-known commercial bank going to court due to its multi loan practices and with other major financial institutions in the recent years. The consumer is unfortunately always at risk in these situations. Debt review is a solution that is targeted at over indebted consumers who are struggling with their finances.